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If, at the point that you think you've found the one, you disclose to each other any financial blemishes in the same way you might disclose any sexually transmitted diseases, that is the most effective way to make sure that whatever pieces of credit carditis lurk in your history aren't going to blow your relationship to smithereens.If you have one partner who has a history of accruing debt and you don't talk about that until after marriage, you quite literally could end up in a because-of-debt-did-we-part situation.The authors contend that starting a dialog early about money and finance can make relationships stronger and better able to weather the storms of misfortune. It is amazing to me the lengths to which couples will go to avoid discussing what I like to call the pink elephant in the bedroom. Manisha Thakor: The reason I typically give is, we're not educated about personal finance but we're expected to understand it. Credit hooked up with Manisha Thakor for a chat about love -- and the M word.
They had these external images that bore no resemblance to their internal financial reality.This notion that you could get married and not know about each other's finances is one we think needs to be exploded. Credit Cards.com: As you point out in the book, marriage historically has been more about money than love. I mean, if love developed a couple hundred years ago, great, nice side benefit, but that wasn't what the institution entailed.And as the institution evolved to become more romantically driven, I don't think our vocabulary and social openness to including the economic piece evolved with it.That's opposed to other societies where other elements of your identity come into play, like your family's history, your roots.For women, you can get a group of women together and they will happily tell you how much weight they gained through pregnancy and were unable to shed, or what goes on physically in their bedrooms, but they will not tell you how much their household spending exceeds their household income or what kind of revolving balances and interest rates they have on their credit cards.